A Terms and Conditions agreement is a legal document that outlines the rules, guidelines, and expectations for users who access and interact with a website or service. It defines the rights and responsibilities of both the website owner and users, covering aspects such as acceptable usage, intellectual property rights, account management, limitations of liability, dispute resolution, and termination policies. This document helps protect the website owner from legal liabilities while ensuring a safe and fair experience for users. It also establishes the governing law under which disputes will be handled.